Deliver the digital lending experience your dealers and sales teams want

Streamline the credit process making it easier for vendors to work with you and close more business

The old, manual, and paper-based origination process slows down business and isn’t what vendors expect from modern lenders.

Time to close with financing

1-20+ Days

Human Touches


Administrative Overhead


Data Exchanges

Sales Commission


DCR is a modular, integrated software stack that makes it faster and easier to originate and process loans directly or through commercial equipment vendors.

Time to close with financing

Minutes, not hours
or days

Human Touches

1 Seamless

Administrative Overhead


Data Exchanges

Sales Commission


Our proprietary Lending-as-a-Service platform seamlessly facilitates the entire loan process between vendors, and borrowers so you can …

  • Increase access to originations
  • Increase dealer stickiness
  • Improve dealer & customer experience

  • Digitize your finance process
  • Increase competitiveness
  • Increase transaction speed

  • Lower costs and improve risk-adjusted yield
  • Differentiate your offering
  • Automate for more efficiencies

Become their preferred financing source

Dealers love lenders who help them streamline their business processes and win with customers

Tools to Help Dealers Win

Secure Digital Credit Application

Get rid of paper and PDFs and embed a white-label or co-branded credit application on your website, protecting you and your customers from fraud, privacy concerns, or legal risk.

Instant Pre-Qualification Tool

Help your vendors soft credit check their prospects (without their SSN) so they’ll know exactly who they’re dealing with and how to engage them.

Advanced AI Credit Scoring Technology

Build a custom credit scorecard powered by our integrations with major credit bureaus like , and

Intelligent Notifications & Workflow

Get proactively notified anytime there is a change of status or intervention needed with the loan process

On-demand Reporting & Analytics

Powerful and easy-to-read reports and analytics showing you where exactly where every deal is in the financing process, available 24/7.

eSignature and Document Vault

Loan docs are electronically signed and secured in an encrypted vault that uses bank-level security and encryption making it compliant with federal, state, and local requirements.

Dealer Integration

Manufacturers and vendors want to offer a streamlined credit process but don’t want to get bogged down in complicated technicalities. We’ve done the development work to integrate with their CRM or ERP.

Custom Portal

Allow your vendors and broker partners to easily transaction with you digitally in real time.

DCR modules can be implemented alone or together and integrated with existing loan origination systems

Data security is our highest priority

We believe it’s our responsibility to secure your data with the best methods available. DCR portals are designed with multiple layers of protection across a distributed, reliable infrastructure.

We regularly test and patch any vulnerabilities and work with third-party specialists to keep your information safe and secure.

Protected by bank-grade Secure Sockets Layer (SSL) technology

Hosted at SOC 2 Type II certified data centers

AWS’s Cloud Platform for further data security

Data at rest is encrypted and backed up regularly

Lender Partner Marketplace

Participate in our lender marketplace and get access to a network of new vendors and transactions.

Getting started is easy

Assess Your Needs

Schedule an introductory call you can learn more about DCR and we can assess your needs

Propose Solution

We’ll conduct due diligence to understand your needs in detail and develop a plan to address your needs

Implement Pilot

We’ll begin with a limited engagement to deliver value in the short term and learn how to best serve you going forward


We’ll do the heavy lifting and make sure you’re up and going in no time

Stop conceding on price or credit quality to win business.

Use DCR to modernize your origination process, differentiate your brand, and compete head to head with the big banks.